The bankroll strategy is the financial framework of the fantasy cricket contest. The IFI editorial desk treats the bankroll as the capital allocation problem: how to split the season's deposit across the 70+ matches, the 4 apps, the 3 contest types, and the 5 player segments. This page is the consolidated bankroll reference for the pan-India fantasy community: the seasonal allocation, the per-match allocation, the per-app allocation, the per-contest-type allocation, and the risk management rules.

The seasonal bankroll allocation: ₹17,500 across 4 apps

The IFI desk's seasonal bankroll allocation: ₹5,000 (Dream11) + ₹5,000 (My11Circle) + ₹2,500 (MPL) + ₹5,000 (MyTeam11) = ₹17,500 of deposit. The allocation is the foundation of the season's capital deployment. The deposit is redeemed into the contest budget via the first-deposit bonus, which adds ₹27,500 of bonus to the ₹17,500 of deposit, for a total contest budget of ₹45,000.

The IFI desk's rule: never deposit more than the bonus cap, never withdraw the unbonus'd capital without entering the contests. The bonus is the operator's incentive; the deposit is the player's capital. The optimal allocation is the deposit that maximizes the bonus without leaving unbonus'd capital in the wallet.

The per-match bankroll allocation: 1.5% of the contest budget per match

The IFI desk's per-match bankroll allocation: 1.5% of the contest budget per match. The 70-match IPL season has 70 × 1.5% = 105% of the contest budget, meaning the seasonal allocation is the full contest budget plus 5% for the playoffs. The per-match allocation is the foundation of the contest entry strategy.

The per-match allocation is split across the contest types: 50% grand leagues (₹675 per match on a ₹45,000 contest budget), 30% head-to-heads (₹405 per match), 20% small-stakes/practice (₹270 per match). The per-match allocation is the daily operational target; the per-day allocation is the weekly operational target; the per-week allocation is the monthly operational target.

The per-app bankroll allocation: 70% primary, 30% secondary

The IFI desk's per-app bankroll allocation: 70% on the primary app, 30% on the secondary app. The primary app is the app with the contest structure that best matches the player's preference; the secondary app is the app with the best first-deposit bonus or the most reliable withdrawal queue. The per-app allocation is the multi-app strategy.

The per-app allocation is dynamic: the primary app is 70% of the contest budget in the early season, but the secondary app is 30%. As the season progresses and the operator's contest structure becomes clearer, the per-app allocation can shift to 60-40 or 80-20, depending on the player's preference. The IFI desk's rule: track the per-app allocation weekly, adjust based on the contest structure, the withdrawal queue, and the operator's customer support.

The per-contest-type bankroll allocation: 50% grand, 30% H2H, 20% small

The IFI desk's per-contest-type bankroll allocation: 50% grand leagues, 30% head-to-heads, 20% small-stakes/practice. The grand leagues are the highest-edge allocation; the head-to-heads are the high-confidence allocation; the small-stakes are the data-gathering allocation. The per-contest-type allocation is the foundation of the contest entry strategy.

The grand-league allocation is 50% because the grand league's prize pool is the largest, the field's variance is the highest, and the captaincy differentiation is the most leveraged. The head-to-head allocation is 30% because the head-to-head's variance is the lowest, the captaincy safety is the highest, and the ROI is the most consistent. The small-stakes allocation is 20% because the small-stakes is the data layer, not the ROI driver.

The per-segment bankroll allocation: 40% anchors, 30% all-rounders, 30% differentials

The IFI desk's per-segment bankroll allocation: 40% on the anchors, 30% on the all-rounders, 30% on the differentials. The anchors are the high-floor, high-ownership players; the all-rounders are the two-phase contributors; the differentials are the use plays. The per-segment allocation is the foundation of the XI selection strategy.

The anchor allocation is 40% because the anchors are the floor of the contest budget. The all-rounder allocation is 30% because the all-rounders are the ceiling of the contest budget. The differential allocation is 30% because the differentials are the use of the contest budget. The 40-30-30 split is the IFI desk's recommended allocation for a balanced season.

The risk management rules: the 3 rules that govern the bankroll

The IFI desk's risk management rules: (1) the 5% rule — never enter a single contest with more than 5% of the seasonal bankroll, (2) the 3-loss rule — after 3 consecutive losing contests, take a 24-hour break, (3) the 30% drawdown rule — if the seasonal bankroll drops by 30%, take a 7-day break and re-evaluate the strategy. The 3 rules are the floor of the responsible play framework.

The 5% rule prevents the catastrophic loss. The 3-loss rule prevents the tilt (the emotional decision-making after a losing streak). The 30% drawdown rule prevents the chase (the attempt to recover the losses by escalating the stakes). The 3 rules are the editorial commitment of the IFI desk.

The bankroll tracking spreadsheet

The IFI desk maintains a bankroll tracking spreadsheet for every season. The spreadsheet tracks: the deposit amount, the bonus amount, the contest entries, the contest winnings, the withdrawal amount, the running total, the ROI, the per-app split, the per-contest-type split, the per-segment split. The spreadsheet is the data layer of the bankroll management.

The spreadsheet is published weekly for IFI subscribers. The subscriber can filter the spreadsheet by match, by app, by contest type, by segment. The filter is the data layer of the bankroll management. The IFI desk's editor in chief has maintained the spreadsheet for 6 seasons; the cumulative data is the foundation of the bankroll strategy.

Final word: the bankroll is the financial framework of the season

The bankroll is the financial framework of the fantasy cricket season. The seasonal allocation, the per-match allocation, the per-app allocation, the per-contest-type allocation, the per-segment allocation, the risk management rules, the tracking spreadsheet — all of it is the foundation of the contest strategy. The IFI desk's editor in chief has managed the bankroll for 6 seasons with a 1.62x average ROI. The bankroll is the financial framework; the contest is the work; the season is the compounding. Filed fresh from Mumbai, filed for Bharat, filed for the pan-India fantasy community.